If you are in a senior position, it may well be that, in addition to your basic salary, your remuneration includes other financial benefits such as bonuses, share options, restricted stock units (RSUs), and perhaps performance-related stock units (PSUs). For many professionals, company share incentive schemes are their first experience of investing. Indeed, Fidelity research found that 43% of employees became first-time investors through their employer’s share plan. Then there are annual bonuses, which can represent a substantial proportion of your total income and which you can easily take for granted when considering your future earnings. All these incentives can be highly valuable and create significant wealth over time. However, they can also expose you to a specific level of... Read More