20
Nov
2017
0

The six things Warren Buffett can teach us about investing

What can a man born nearly 90 years ago in Omaha teach us about investing in 2017? Well, if his name happens to be Warren Buffett and he’s worth nearly $80 billion, quite a lot! Buffett is variously a business owner, investor and philanthropist; having given over $30 billion to charitable causes. He’s a famously successful investor; here’s six things we could learn from him 1. Invest for the long-term (part one): “If you aren’t thinking about owning a stock for 10 years, don’t even think about owning it for 10 minutes.” You are probably as likely to make a loss as you are a gain in the short-term. Investing should be seen as a long-term pursuit, of at least...
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7
Nov
2017
0

16 questions to ask when choosing a new financial planner

Finding the right financial planner means asking lots of questions. The more information you can gather before making your decision, the more confident you will feel in creating a life-long relationship with that planner and their firm. This week, I will be focusing on the top questions you should ask a financial planner, to make sure that they are qualified, experienced and capable of dealing with your own situation. 1. “Are you authorised and regulated by the Financial Conduct Authority (FCA), with suitable PI insurance in place?” If the answer to both questions isn’t: “Yes and yes” you should simply walk away. Never take financial advice from anyone who isn’t FCA regulated and PI insurance is vitally important if something...
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2
Aug
2017
0

Changing jobs? Six things to think about that’ll affect your personal finances

It’s not unusual for people to change jobs 10 to 15 times in their career. That’s far more than most people move house, and we all know how stressful that can be. Changing jobs is often a natural way to progress throughout your career, but the upheaval it can cause to your personal finances is often overlooked. Experience tells me that we often spend too much time concentrating on negotiating the new package, and forget to think about the wider implications of the move. So, here are my top tips for keeping your personal finances on track when you move jobs. 1. Get the package right Salary, bonus, share options, pension contribution, car, healthcare, I could go on. You will...
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28
Jul
2017
0

Why?

“You’ve got to be on Twitter.” “You’ve got to be on Instagram.” “You’ve got to be on…” We’ve all been there, a networking event (or something similar) and cornered by a self-styled social media ‘guru’ extolling the virtues of the latest, must-be-on, platform. For the record, I’m a recent convert to Twitter and use LinkedIn frequently; but I wanted a more direct platform, that allowed me to develop an argument and wouldn’t restrict me to a mere 140 characters. That meant I needed a blog and this is it, my first article. My aim is for this blog to help simplify money and give you an advantage in how you plan your finances in the future – hence the name...
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